Tuesday 12 May 2015

Wage Day Cash Review - Why Choose Wage Day Cash

Why Choose WageDayCash.Com?
WageDayCash.Com is one of the most trusted American resources for cash advances for many years. We have connected and continue to connect millions of consumers with reliable lenders. We are aware of a number of other similar channels through with a person can get an emergency loan, you can also just go around the corner to a payday loan lender, or talk to your bank or even use any one of the numerous websites that lay claim to offering the best loans and cash advances. However, below are a few reasons why WageDayCash.Com has to be your first stop for a secure, fast and reliable loan.
Safety
WageDayCash.Com has been certified by three completely independent services in order to make sure that personal information is always secure. A number of websites claim to offer some sort of cash advances but those are often the industry's fraudulent pretense which is designed to actually infect a computer with viruses and malware which steals information such as your bank account information from your computer. You need to be aware of unsecured websites making false claims to using security technology and also those that have all the security logos on their website. Putting personal information into these sites will make you an easy target for hackers.
TrustE, VeriSign and McAfee schedule to test this website on a daily basis to ensure that your info is secure. You can find their seal on the top right of every page.
Choice
By deciding to use WageDayCash.Com you are in fact doing what is known as comparison shopping from your personal computer. We help you to find the best rates, and loan in quickest and most convenient manner. Once you get to a regular cash advance shop the lenders know that you are not going to be willing to run through their application process and take the time to travel there to get yet another one.
You win when businesses are competing
Our partners are aware that they are only one of the many choices that you have. This is why they also ensure that their prices are low in order to get your attention. As every lender lowers their rates in order to be competitive you win! And we help you locate the lowest prices.
Convenience and speed
If you currently have a bank account in addition to other personal information which is ready, the next step is to complete the application and then review exactly which lender is best for you to do business with. This is better than trying to look for a lender at random. With WageDayCash.Com you can get your loan online from the comfort of your home.
Customized Educational Resources for you
We use a huge database of updated articles on various type of payday lending available in your location. This helps you feel comfortable that you are making a well informed decision every time you apply for a loan. You can bypass the epidemic of numerous businesses taking advantage of desperate people looking for a quick loan by charging very high fees. WageDayCash.Com helps to cut to the chase and get your payday loans in a number of ways.
  • State Pages: You can start with a review of the conditions of payday advances in your State, and also recently passed legislation as well as alternatives.
  • Rules and Regulations: Here you will also find the most up to date inform on the current laws of payday lending. Also you'll learn how long a loan term can last, fees, and loan amounts etc.
  • Consumer Protection: People who find themselves in a position with having to file a complaint with a lender, the pages here should help you find contact info, local consumer protection organizations etc which can help you.
  • Loan Process: You get to browse through the intricacies of a loan process needed in your native state. The process page will list all the requirements as well as other information you may need to get a cash advance loan.
  • Alternatives to Loans: WageDayCash.Com also offers a number of other options for people who need quick cash. Probably getting a cash advance is not the best thing for you right now. There is a list of potential alternatives which you may want to consider.
Advice and personal finance news
We tend to think that we go beyond just offering the best network of lenders on the world wide web. The fact is that we get a huge number of people visiting our website simply because of the educational and news worthy content here. Our goal at WageDayCash.Com is to empower people with the information they need via articles and guides. We know that a good consumer is one who is educated. This is why you'll find interesting and insightful articles which are written by experts on:
  • Personal Finance: You'll get advice and tips from our experts on every personal finance related. For instance you'll find out why you have nine credit scores or how to ensure that your identity is safe on the internet.
  • Business: You'll learn about the current state of business in America. The most profitable states. For instance you'll find out that some states are planning on legalizing prohibited business practices in order to make money.
  • Taxes: You shouldn't be unprepared when filing your taxes. Our experts will assist to keep you well informed of the latest amendments to American tax laws and also offer money saving advice, as well as what can be done to qualify for tax breaks.
  • Employment: The brunt of most people's problems stems mainly from a poor source of personal income. We will help you ensure that your resume is ready to get the job you need.
  • Real Estate: here you will learn about mortgages and other concerns that home owners and also prospective homeowners have.
  • Technology: This section contains the most up to date news about the cutting edge of the industry.

Friday 8 May 2015

USA Payday Loans Are Useful and Legal

Recent editorials on payday lending is a rare combination of falsehood, misinterpretation, and bias. It presents an inaccurate picture of the payday loan industry, its customers and the important role short-term credit plays for millions of Americans. This misrepresentation is especially true in the case of lenders who are members of the Community Financial Services Association (CFSA).

You fail to recognize the payday loan industry is, indeed, legal and heavily regulated at both the state and federal level. Our members are licensed lenders that comply fully with all federal laws and the laws in each of the 35 states in which they operate. In fact, we take consumer protection so seriously that our members adhere to a strict set of mandatory best practices that provide safeguards which include — at no charge — an extended payment plan for borrowers who want more time to repay their loan.


The truth is that among other credit options, a payday loan may be the smartest option when consumers consider the often higher cost of bouncing a check, paying overdraft protection fees, or incurring late-payment penalties.

And while the cost of many loans can be implied as an annual percentage rate, this is not a good measure of the cost of a payday loan. These are a two-week or four-week loans with one flat fee based on the total amount borrowed. The cost is typically $15 per $100 borrowed. Using APR distorts the true cost of a short-term loan, which is why CFSA members also disclose the cost as a simple dollar amount.

Millions of Americans use short-term credit each year, and they would be better served by a well-reasoned discussion that goes beyond the rhetoric and identifies solutions to best meet their credit needs. As consumers continue to face ongoing household-budget pressures, as well as high under-employment rates, Maryland lawmakers must work to balance important protections with preserving access to credit.


Monday 4 May 2015

Cash Advance Loan Before Paycheck

We know how difficult it is not to have enough cash on hand when you need it.
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Simply fill out an application on our site, and wait just a few minutes as we search our vast network of reputable lenders for the loan tailored to your needs.
Once approved, you will be redirected to the lender's page, detailing the loan's rates and terms, as determined by the lender.
Should you accept these terms, you will have the funds deposited directly into your account within 24 hours.
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